Worksite Advantage

- Whole life insurance with guaranteed issue and no medical exam required.
- Includes Accidental Death Benefit (ADB) and Disability Premium Waiver.
- Coverage extends to you, your spouse, and dependents.

Provides a lump sum benefit ($10,000–$50,000; up to $25,000 in GA) upon first diagnosis of a covered critical illness, such as:
- Heart attack
- Stroke
- Major organ transplant
- Total loss of eyesight or hearing

- Provides a lump-sum benefit ($10,000–$50,000; up to $30,000 in GA) for cancer diagnosis.
- No medical exam; premiums are level and guaranteed renewable for life.
- Benefits are paid in addition to other insurance coverage.

- Covers first occurrence diagnosis and related expenses (e.g., hospital stays, chemotherapy, surgery).
- No lifetime maximum benefit; family or individual plans available.
- Portable after employment ends.

- Comprehensive on- and off-the-job accident coverage, including:
- Accidental death/dismemberment
- Hospital/ICU daily benefits
- Emergency treatment, fractures, and ambulance services.
- Guaranteed renewable to age 65; portable after employment.

- Employer-sponsored group term life insurance available to all eligible employees.
- Coverage amounts typically range from $10,000 to $100,000 with no medical exam required for base coverage.
- Benefits are paid directly to the employee's named beneficiary as a tax-free lump sum.
- Portable coverage options available so employees can keep their policy if they leave the company.
- Optional dependent coverage available for spouse and children.

Contact us to learn about additional coverage options available for your business and employees.